In My Pocket
We exist to put money back in your pocket.
So where does the money come from?
If your income changed recently — or in the last few years — but your tax settings didn’t, you may have overpaid PAYE or KiwiSaver tax.
Who is this for
This service is for people whose income changed — for example:
• Redundancy
• Parental leave
• Career breaks
• Gaps in income
• Reduced hours
• Semi-retirementIf your income didn’t change, there’s usually nothing to recover — and we’ll tell you upfront for free.
Life changes
When life changes, money often gets stuck in the system.
We help people get it back where it belongs — in their pocket.
Change of income
When income changes, tax often doesn’t adjust automatically — which can mean money was left behind.
Income review
We review PAYE accuracy, income gaps, leave and termination timing, and KiwiSaver/PIE tax settings — a specialist review, not a basic tax return from the current and previous years.
Money recovered
A registered NZ IRD tax agent reviews your tax, IRD pays you directly, and there’s no fee unless a refund is recovered.
1 in 3
Applicants are a strong fit
$1,000s
Typical refund recovered
2 minutes
To check eligibility with a short form
Sucess based
Our work is outcome-based. If we don’t recover anything, you don’t pay.
We’re selective and will let you know if we accept your case.
We will only proceed if money is owed to you not the other way round.
It starts with one short form.
Liz - Auckland
Liz is a senior professional who took a mix of paid and unpaid parental leave. Her income dropped, but her PAYE and KiwiSaver tax settings stayed the same.
After a specialist review, $8,000 was recovered and paid directly to her by IRD.
Henry - Waikato
Henry was made redundant partway through the year and didn’t return to work for several months. His income stopped, but his PAYE tax hadn’t fully adjusted.
After a specialist review, $3,600 was recovered and paid directly to him by IRD.
Alex - Christchurch
Alex stopped working for part of the year and lived off savings. His income dropped, but his KiwiSaver and investment tax rates stayed too high.
After a specialist review, $2,300 was recovered and paid directly to him by IRD.
Our Model
We’re selective by design. We apply minimum criteria around income change, time out of work, and KiwiSaver or investment balances before acceptance — and will tell you honestly if it’s not worth pursuing.We are confident in our model and criteria so once accepted we cover the cost of an expert tax agent to review your case at our cost. We only charge a success fee if we are successful in returning you money.Our succes fee is $250 plus 22% of recovered funds which in most cases is thousands.
About US
We’re building a New Zealand–based tax recovery service with a simple mission: return overpaid tax to people whose income changed — and make sure it doesn’t quietly stay with the system.We work with registered NZ tax agents and Inland Revenue to review cases properly, transparently, and only where there’s a genuine chance of recovery. Refunds are always paid directly to clients by IRD — we succeed only when they do.Our goal is ambitious: to help New Zealanders recover over $5 million in legitimately overpaid tax, focusing on life events like redundancy, parental leave, and semi-retirement. We’re intentionally selective, not volume-driven — because getting the outcome right matters more than processing everyone.
This website provides pre-screening and referral services only and does not offer tax, legal, or financial advice. All tax reviews are carried out by registered New Zealand tax agents in accordance with Inland Revenue requirements. Eligibility depends on individual circumstances. Not everyone will be owed a refund. We only proceed where a refund is likely.
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